Beware of Unicare!! We had their Solaura health plan which was actually a pretty good and innovative plan - $1000 of your premiums was set aside in a "credits" account that could be used to cover deductable, uncovered items, etc. and the unused amounts could rollover year to year All great. We had accrued $2000 in "credits" - HOWEVER, suddenly Unicare unilaterally decided to pull out of Illinois. They also declared that the $2000 was not really our money (even though they quite obviously didn't set the fund... read full review »