USA Credit withdrew a$149.95 from my individual checking account without my authorization on 02/05/2010. I contacted them and they agreed to replace a $114.95 minus a $34.00 application fee which I never apply. USA Credit pulled my information off an internet pop up and withdrew from my account without my authorization. Also, they caused my account to be overdrawn by $28.00 in which I am requesting to be replaced along with the $149.95. If proof is requested please email an address for it to be sent. read full review »