This company deducted $49.95 from my business checking account with no authorization for "software support". When I called the bank, the bank was unaware of them and suggested I call UMG MERCHANTTEC directly for explanation. This is a sham. They said they were given a "verbal" authorization to debit account which was not true. They could not produce any documentation of charges and would not give any information about their company other than P.O.Box listed below. A refund was promised, but certainly not guaranteed. I wish to... read full review »