At 65, I have never been taken by this type of marketing. My better sense said no, but we paid because we thought we would travel more. As a businss woman and a teacher I will say that this company is "SLIMEY". We sent our money in Sept, 2008 and as February 15, 2009 we have sent all of our oersonal information and more checks to this deal and have received nothing but nice phone calls saying there is nothing they can do about it because it is someone elses fault. I feel very sorry for the people who work there who are being pull in to this very GREASY opperation. All the smiles in the world do not hide the fact that this company Scams people. read full review »