I took out student loans a while ago, 2005 to be exact ans Conserve wants to take all myfederal taxes from me my loans come out to $5667.00 n my income tax return is $4, 995.00 .Theyre taking the money for my EIC i get for my kids which i think isnt right.Especially when they know they can settle for way less, and Im goin back to school in tha summer.i never heard of having to pay back a loan in full jst to go bck to school read full review »