i RECIEVED A LETTER FROM MY BANK STATING THAT WITH THE ELECTRONIC CHECK IN THE AMOUNT OF $29.91 THERE WAS AN OVERDRAFT. iT ALSO STATED THAT SINCE MY ACCOUNT WAS OVERDRAWN FOR 10 DAYS THERE WAS ANOTHER OVERDRAFT FEE CHARGED...NOW LET'S SEE, THAT'S $29.91, $37.00 AND $37.00= $103.91 THAT WAS TAKEN FROM MY ACCOUNT. i HAVE NEVER HEARD OF THIS COMPANY. tHE BANK SENT ME A COPY OF THE CHECK. ON THE BOTTOM IT SAID WEB DISCOUNT CLUB WITH A PHONE NUMBER. WHEN I CALLED THE NUMBER, MY PHONE JUST WENT DEAD. IT DID THIS FOR 3 DAYS. I THEN PULLED... read full review »