AHMSI are nothing but a bunch of crooks. Our trouble started with them in July 2009 when they paid our property taxes AFTER we had already paid them (we were not escrowed). Then they said that WE had to pay THEM back that they would not wait for their refund from the county tax office and then because of THEIR mistake they did a forced escrow, even though we explained to them that they were the problem not us. The next fiasco with them is that we have been attempting to do a loan modification, in which they never return our phone call... read full review »