I am a new customer of Capitol One and I got the card solely for business purchases, for travel etc. that I would be reimbursed on. The first month I payed over my minimum balance before 3pm EST and it was drafted out of my bank account the same day I payed online. My agreement states that for payments received before 3pm EST they will be posted to your available credit the following day. Not mine. It took 10 days for my available credit to increase AFTER the money was deducted from my bank account. Since I am a new customer I gave them the... read full review »