I too am a victim of OnPoint & Mr. Robin Enos. I contacted Onpoint in April of 2009 to assist me in a mort. mod. They took $2600.00 from me & said they could get my intrest rate reduced and payments reduced. They offered a money back guarantee. I did my research on OnPoint and at that time they had no complaints on the BBB or wwith the State Bar of CA. They looked legit. I complied with everything they asked me to do. My file was routed to several different people (Anna Herrin, Jenna Kelly, Ken Smith, etc) who said they were working on... read full review »