First of all, the closing consisted of multiple Truth and Lending Statements, all with different amounts, which I refused to sign. My loan was not what was promised to me. Then it took Lend America over 1 month to pay off my previous loan, which effected the amount of credit I recieved from my old mortgage company and a late payment on my credit report. With a HUD loan, we were promised Lend America would pay a premium for Unemployment Insurance and Rainy Day Foundation, and when I was out of work with a serious health issue 6 months later, I... read full review »