We were only 1 month behind on our car payment, and my husband made a payment this past Friday 1/30, and the car got repossessed by Santander Financial, early Monday morning. We really aren't understanding because, not only that, we made another payment arrangement. The bad thing is, Santander knows they're at fault, we were never notified about the repo, nothing was EVER sent in the mail.And they won't give us our car back, when we need it. We have two small children, and one on the way. So, we're probably going to sue them. read full review »