I received a letter from this company denying me credit at Walmart.com in connection with a purchase for $514.98 on January 12, 2010. I never filled out an application. I was not in Walmart on this day. I have a fraud alert with my name and social security number. I resent a letter of this kind. It goes against my credit every time a company fills out an application and requests an inquiry. I would like to know what is going on? read full review »