After a loss of income (sent letter from employer, pay stubs and called home retention every two weeks until june 2009) My wife and I were forced to give up our home, because we were never eligible for any of the programs that were being offered. I never questioned our interest rate, all We wanted was to put past due balance onto the end of the loan and move forward. Up until the loss of income, we had our mortgage electronically taken out every month for two years, so we were always on time. After we were told on June 30, 2009 that our case... read full review »