unbelievable...if its too good to be true, look out! back in november we got laid off so called and they said NO PROBLEM you can skip a payment, just sign this and fax it back and pay the finance charge only HOORAY! NO NO NO NO NO they never received the fax ( have now sent it 6 times) they are also now CALLING ME saying that I AM LATE and charging me fees they "cannot do anything" to fix it until they receive the fax I am not about to send it to a THIRD fax number (everytime i call i get another... read full review »