I am writing to you as I have been backed up against a wall by my mortgage company. Let me tell you my story: It started in April of 2008, when the physician's office where I was working, closed and left me unemployed. I was fortunate enough to find employment with the next month, but not before our financial oblications started to fall behind. My husband was our only income for this month. As time went by we tried to keep up with the monthly bills, but this was hard as we were slowly falling behind futher. My husband tried to... read full review »