Recently I opened a savings account at Bank of America in San Diego (Rancho Bernardo branch). I was told that I had to open a checking account and deposit a small amount of like $25. It was just formality. My February shows that they charged me $20 service fees. What is wrong with this bank? I had heard horror stories about them, but never had experience any. Mine is not a honor story. It is just dishonesty. Bank’s stupidity and lack of competency got us into the current mess and now they are ripping off consumers. read full review »