This company is presented by dentists, doctors, vets, etc. to help people cover costs when they don't have the cash to pay for them. In an emergency many of us have little or no choice. For example, a person desperate to save a pet's life or in need of an emergency root canal may find Care Credit to be the only real option. I'm okay with this, I could even deal with a higher interest rate. But to charge a HUGE rate of about 30% THEN charge a MONTHLY "finance charge" of almost $40 per months, is effectively... read full review »