I closed out this card due to its outrageous APR I acquired when Barclays bank took over. My account was closed and I continued to pay off the balance. I then called the rep line to get the exact amount on my outstanding balance to pay off in its entirety. They told me the balance and I paid it off that day. A month later I recieved a statement with a $98.75 charge?! I called them to dispute the charges as I had paid the balance in full. The rep told me this was a charge for the residual interest on my account because of the previous balance!... read full review »