I just received a letter saying that I owed $15.00 for a Cosmopolitan magazine subscription. I have no subscriptions, so I called the number on the letter. They told me that they would close my account (that I didn't know that I even had!) and that my credit would not be affected and I would not be getting any more letters. I asked if it had already hurt my credit and the woman said "No. Thanks you." and hung up. This HAS to be a scam--- so watch out!!! read full review »