we have been resubmitting the paperwork for 8 months, the terms were for 4 months then we woukld be locked in at a lower payment because my husband lost his job. we now have no clue what they are doing, every time we call, we have to resubmit all of our financials.. is there someone out there keeping up on all of this? we are afraid they will call the loan.. as it has happened to friends of ours.. read full review »