My account became overdrawn because of payday loans trying to continue withdrawing money... woodforest turned it over to some collection service that calls me 10 times a day. i keep telling them to stop calling so much then get really rude remarks... not happy at all when i work 3rd shift and get woken up by annoying phone calls. when i opened the bank account i told them i wanted overdraft protection but they didnt listen. now i owe them over 1000 dollars. told them bout theirselves abd again recieved rude comments and poopy service. dont think banks can b trusted . collection agencies should b closed down or we should b able to sue for harrasment... read full review »