AFTER USING MY ON-LINE BANKING ACCOUNT I NOTICED A STRANGE CHARGE RE-CURRING EACH MONTH TO MY ACCOUNT...APPROX. THE 15TH OF EVERY MONTH...THE AMOUNT WAS $14.95 MADE PAYABLE TO UMG BUYERS EDGE SERVICES. I CONTACTED MY BANK AND WAS ASSISTED BY MY BANK PERSON WITH A TELEPHONE # TO PHONE ABOUT THE CHARGES...I CALLED AND SPOKE WITH ONE PERSON ABOUT THIS CHARGE AND SHE STATED THAT 1 MONTH REFUND WOULD BE MADE TO MY ACCOUNT. AFTER SO, MY WIFE AND I RESEARCHED THIS COMPANY ON-LINE AND FOUND NUMEROUS COMPLAINTS ABOUT THIS COMPANY. I WENT BACK TO MY... read full review »