I received a letter in the mail from Cabela's stating that they were decreasing my credit. When I called they said it was because I was three times late in the past year and there is nothing they can do about it. I am a busy person and paying the late fee was no big deal to me. Yes...I was late but I paid four times the minimum amount due. I am no dead beat and I "ALWAYS" pay way over the minimum amount due. So, by reducing my credit it appears my card is almost maxed out. They are not customer friendly and do not look at a... read full review »