A few years back I needed to increase my life insurance due to a higher morgsge. I had a policy for $65, 000 for $40 per month. I was led to believe that I needed to change my policy because LBL had bought out Security Life. I could get 100, 000 for 729.00 per year. Not bad at my age. I have now received the increase cost of my insurance which $3, 000 plus per year. I can not afford it and why would I let them do this to me if I knew I was going to have to pay so much more. I have lost all the cash I had in the old policy and now will not have... read full review »