I always found it easier to save payment information with different creditors so that in just a click or two my payment is made! However, NEVER do this with target. Once my payment information changed I went online to update my account number and make my payment. Not a good decisioin. Even though I filled out the forms that they provided, my new payment was still sent through my old account. As a result I then had $89 worth of fees including a late payment fee and returned check fee, not to mention my monthly payment. Even after calling severl... read full review »