I AM PAYING OFF CREDIT CARD DEBT TO ATVANTA AND OTHER BANKS. PAING OUT ABOUT 350, 000 IN INTEREST SINCE 9/11, WHENT INTERESTS RATES WENT UP TO 32 PERCENT...UP TILL 9/11 I HAD PERFECT CREDIT RATING...BUT BEING NEAR nyc BUSINESS CAME TO A HALT AND THE BANKS ALL RAPED THE PEOPLE BY RAISNIGN RATES AFTER WE COULDNT MAKE PAYMENTS FOR MONTHS AFTER 9/11...THEN WHEN WE STARTED PAYING...THERE IS NO WAY IN HELL WE COULD EVER CATCH UP WITH 100, 000 IN DELBT AT 18 TO 32% NOW WE HAVE BEEN PAING A DEBT CONSOLODATER...EVEN IN THIS ECONOMY..WE HAVE BEEN... read full review »