My wife and I made the mistake of trying to refinance with this company! Around December 3, 2009, we began refinancing our house with Meredian Financial Corporation of Costa Mesa, CA. They were going to get us a fixed 30-year mortgage at 5.125% interest rate. We paid already close to $3000.00 in a lock, down that was supposed to go towards closing costs, and an appraisal, which occurred on December 20th. The loan still hadn't closed after the new year and they said it couldn't because they needed more financial proof that we... read full review »