My home loan was with Countrywide until the big Bank of America take over. What a mistake that has been. After a couple of months BOA deciced I didn't have enough money in my escrow account so they increased my monthly payments $200 so I would have reserve in my escrow account. I asked if they were going to pay me interest on that money and they said no. I said then you don't need it. If Countrywide didn't do it how can you just decided to do this. I have not been late on a payment and make payments every 2 weeks and it... read full review »