They do not care if you were unemployed for 4 months. They do not care they you have a job that only pays $8.50 per hour. They do not care that you work nights. They have been calling me 3 times a day 6 days a week while I am trying to sleep to earn a living to pay them. They just want their money. They called me on my cell phone the other day as I was going to work. The IDIOT said, oops, I called you Friday. Have a good day. I wish they would talk to each other before they call me. I am robbing Peter to pay Paul. read full review »