On 1/16/09 I received a call from a woman named Linda, identifying the company as RAB. She wanted to speak with me concerning a debt that I owe to Capital One. I called Capital One regarding settling this debt on 4/17/08 and was told By Marilyn, at 1-800-258-9319, that this debt was not mine. I disputed this debt on Equifax the same day. After Linda called me on 1/16/09, I called Capital One at 1-800-258-9319 and spoke to Fiona at 6:30 pm, and she stated that this had this account charged off due to bankruptcy. However, I have never filed... read full review »