I have had a Valero gas card for about 6 months and I have always made my payments on time or so I thought. I kept getting late fees, when I called to ask why I was told it take 7-14 days to process payment. I pay on-line and I don't use the paper bill service. I always payed about 5-7 days before my due date. I pay all my bills online:gas, cable, phone exc exc and I have never heard of a electronic payment taking 7-14 days to process. I honestly think this is a scam. I would advise anyone to avoid this company at all cost. I have canceled my card. read full review »