I also used this website to obtain my credit report and I was duped. A couple of warnings: 1. Go to www.annualcreditreport.com to request your free annual credit report under federal law. Do not use these guys. The only time you pay a few is to pull your credit scores and thats $7.95. 2. CreditReportAmerica.com does not provide the phone number to cancel their monthly service. The number provided is for Fraud Protection Resource Center. When you call the numbers posted, you are canceling their service, not... read full review »