You find the bike you like. They spot deliver it to you after you sign a contract for 3.99%. Very happy at that point. They call you and say you're approved but need to come in and sign another contract. I didn't understand why and asked if anything has changed and he told me no the bank just wants a new contract because it took so long for them to verify my employment. I had a feeling something was up. When I get, they ask if I'm happy with the bike, I said yes. They bring me into the finance office and the finance girl tell... read full review »