I had a loan that was bought out by Nationstar, I had a 3yr arm and could not keep up when they started going up on the payment it was up to over $2ooo.oo a month for my mortgage payments, I did a modification with them they gave me the mod knowing full well it was still more than I coudl afford, I had no place to go and needed a home so I signed like an idiot, I made the payments best as I could, then last September they offer me another modification based on my income alone it lovered my payments for 3 months to an amount that I could... read full review »