Never get this card. This company uses scandalous business practices upping fees substantially without prior notification. They call at all hours, sometimes 10 to 12 times a day if you are a few days late with your payment, and charge exorbitant annual fees. I went from 0% introductory interest rate, to 29.30% practically overnight. When I called to question the charges I could not get a clear answer from the guy on the other end, but instead he proceeded to give me a lesson in percentages!!! He also stated that he couldn't help me. I... read full review »