well i had this credit card for about 1 year and today i went to use it and it was declined i said wait a minute i just made a payment last week whats going on i called them and they gave me a bogus excuse so i aske dto speak to a supervisor and they said im not the only one with a closed account so i think i should get a full refund of my payment and all maintance fees and yearly fees this is bull s t... read full review »