I have received a letter from UBI Payment Services reguarding a $5, 000 check for some contest that I never entered. All the letter asks is that I verify my name and adress and aswer this simple question: 20+5=?. No further Identification is required of me. I do not know how they obtained my name and adress in the first place. I can only assume on the inernet. However, I was stupid enough to respond to a letter a couple of moths ago. It was for some prize report. I had to send a one time processing fee of $5 and they accepted cash. The report... read full review »