I have got a mail saying that I can get a free annual credit report from creditreport.com in September 2009. I filled in my details and took the free credit report and never logged into their website after that. From the next month onwards, I was being charged $14.95. I have disputed this transaction many times with my banker and they have credited back my account with the $14.95. As usual, my credit card account was charged again with the same amount. I disputed the transaction, this time, my banker said its not going to refund the... read full review »