joined delta dental not knowing how they work the system i pd them 99.04 on 11-25-09 then 49.52 a mo i never got my package till jan told them were to send 2x then i found out you still have to pay a bal at dentist office so your not really getting a discount never used any of it i canceled on jan5 10 they never canceled till feb 1 10 so they said sent refund 49.52 only witch i shood got the 99.04 also so they sent ck only 49.52 4wks ago never got called 4xs now they want to trace and cancel ck and send another one witch wiil take another 2to3wks figure that one they can take out acc but cant put it back not right a rip off buyers be were read full review »