I just finished my payments with Leaf Funding, which included the final "Buy-off." After going over my contract, I found I had overpaid by $121.52. After several attempts to resolve where the money went, they are now conjuring late fees in which they claim I didn't pay over 2 years ago, though they're refusing to send me any proof of late payments. It seems since I live in California, and they're in Ohio and South Carolina, I have no real options to settle this matter in small claims court. This company... read full review »