My husband and I got a 2003 Ford Escape in 2003! We made every payment!!! in January 2009 we sent in the "LAST" payment along with a note (thanks to my Grand mom)stating this was the last payment in our Book and That we thought we were payed off! so now TODAY! June 12, 2009 My Husband wakes up to go to work! and Guess What THE TRUCK IS GONE! We have never received anything stating we owed them never received another Payment Book, not even a Phone Call to let us know anything! so while I am on the phone with 911 they let us know that... read full review »