My father is on a fixed income and was excited when he was able to get a credit card. He was only able to charge once and then his acct was closed. They stated that they were closing all accounts and that it was nothing personal. In the mean time they constantly charge himm 100.00 a year plus 10.00 a month mainteance fee. There was no one that we could speak with to have this matter resolved. We are hoping to take part with the class action suit as my father has used 25.00 on the card and he now owes over 700.00. They have got to be stopped. read full review »