On 3/30/09 I received hail damage due to a hailstorm in Grapevine, TX. I called my insurance co - Nationwide Lloyds and they sent an independent adjuxter out to my house. His report was that we didn't have enough damage to meet our deductible. Since all my neighbors had needed new roofs according to their insurance company, I had a roofer come out and sure enough we had received quite a bit of hail damage. Eventually Nationwide sent out one of their adjusters and yes, I had received roof damage and they decided to pay about $14, 000... read full review »