I just recenntly check my credit report because I was denided for a AA/Citibank Credit Card. I found a false claim that I owe $274 on an account I opened with AT&T in Sept. 2006. I have been living in Guatemala since January 2006, and have no use for AT&T in Central America. I have been trying to repair my credit since about 2000. Now I have no clue what I can do to get this bogus claim off my credit history. Any advice? I have hundreds or thousands of photos, and even better my PASSPORT! read full review »