After doing some research on this firm I decided to engage them at the end of June 2009 to handle my loan modification with CitiMortgage. It was my understanding that this was an ACTUAL law firm (meaning actual lawyers, and their clerks). I had to pay them the $2950 up front in order for service to start. Of course, I didn't have $3000 lying around, so they suggested that the money come from the next 3 mortgage payments that I would have made. I questioned this and was told by Mr David Allen that this is what they were telling all their... read full review »