i was hospitalized 08/01/08 and was unable to return to work for several months i had no income during this time.i called all my creditors and asked what i could do to lower payments / interest rates or even skip a payment so i could make my morgage payment and keep my home.wells fargo auto finance is the only company who did not work with me on this matter and is still calling and harrassing me to catch up my payments still to this day 02/01/09.i have spoke to many representives with this company and i get transfered everytime to someone else... read full review »