i have been in a modification for months with this lender. i believe they are dragging this out for the most amount of money the can tack on to my principal. the loose my paperwork constantly making us fax over and over. you can't talk to anyone who actually is making decisions about your account or even the same person for that matter. all you get is the standard business response. this is what really gets me: if you do not have 9 months of unemployment from the start of your modification they will not consider it income, do you think... read full review »