To make a long story short, last year my husband lost his job. After blowing through our 401K savings to keep making our house payments, and with no new job in sight, we contacted WF about a loan restructure. At the time we applied and were granted initial approval, it was made clear to us that this program was only for those who were planning to stay in their homes, which at the time we were. Between the verbal approval and the receipt of the loan modification documents (Sept '09), my husband was offered a new job in a different... read full review »