Within the past year or so Soverign Bank was bought out by Santander Consumer USA. Having had a lean on my car with Sovereign, I was grandfathered into being a customer at Santander. My contract with Sovereign did allow me to have a 10 day grace period on my payments. That also rolled over when the Bank was bought out by this new company. Within the past week I received a phone call from Santander, missed the call and called right back. I immediately asked the operator who got my call why I was getting a phone call about my payment if I... read full review »