MY COMPLAINT IS WHY IS MY SISTER'S CREDIT (EXTREMELY BAD CREDIT AT THAT) ON MY CREDIT REPORT THEREFORE MAKING MY CREDIT SCORE EVEN WORSE THAN IT WOULD BE ? WE ARE CLEARLY TWO DIFFERENT PEOPLE AND HER SSN# AND NAME IS ON MY CREDIT REPORT. HER NAME IS CHRISTINA FRANCIS, AND I AM TINA FRANCIS WE ARE A YEAR APPART AND I LIKE TO THINK IM WAY MORE RESPONSABLE THAN I USED TO BE, I KNOW THAT I AM. THE CREDIT BUREAU CALLES IT A MIXED FILE, SO WHEN WILL IT BE UN-MIXED?, AND PLEASE SEPARATE HER INCOMMING BAD CREDIT FROM MY CREDIT.I AM IN THE OBVIOUS PROCESS OF CLEARING UP MY SERIOUSLY POOR CREDIT SCORE. PLEASE REPLY. read full review »